Terms & Conditions

01 Acceptance of Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and jl97 Casino ("jl97," "we," "us," or "our") governing your access to and use of the jl97 website located at jl97.net, including all subpages, services, games, promotions, and features offered therein (collectively, the "Platform").

By registering an account, logging in, depositing funds, or participating in any game or promotion on the jl97 Platform, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them. These Terms apply in addition to any game-specific rules, bonus terms, or promotional conditions that jl97 may publish from time to time, all of which are incorporated herein by reference.

jl97 reserves the right to update or amend these Terms at any time. Continued use of the Platform following the publication of revised Terms constitutes your acceptance of the changes. It is your responsibility to review these Terms periodically.

02 Eligibility

Access to and use of the jl97 Platform is subject to the following eligibility requirements, all of which must be satisfied at the time of registration and at all times during your use of the Platform:

• You must be at least 21 years of age, as required under applicable Philippine gaming regulations. jl97 strictly enforces this age requirement and will verify your age during the registration and Know Your Customer (KYC) process.
• You must be physically located in a jurisdiction where online casino gaming is lawful. It is your sole responsibility to determine whether accessing jl97 is legal in your location.
• You must not be a resident of any jurisdiction where online gambling is prohibited by law.
• You must not be a current employee, contractor, director, officer, or agent of jl97, nor an immediate family member of any such person.
• You must not be self-excluded from jl97 or any other gaming platform under a self-exclusion program.
• You must have full legal capacity to enter into a binding contract under Philippine law.

jl97 reserves the right to request documentary proof of eligibility at any time. Failure to provide satisfactory documentation may result in account suspension and forfeiture of any pending withdrawals pending investigation.

03 Account Registration

To access the full range of jl97 services, you must register a player account. The following conditions apply to all jl97 accounts:

• One Account Per Person: Each individual may hold only one active jl97 account. Duplicate accounts are strictly prohibited and will result in immediate suspension of all associated accounts and forfeiture of balances pending investigation.
• Accurate Information: You must provide accurate, complete, and current information during registration, including your full legal name, date of birth, Philippine mobile number, and valid email address. Providing false information is a material breach of these Terms.
• Account Security: You are solely responsible for maintaining the confidentiality of your jl97 login credentials. You must not share your username or password with any third party. jl97 will not be liable for any loss resulting from unauthorized access to your account caused by your failure to keep your credentials secure.
• KYC Verification: jl97 may require you to complete identity verification (KYC) before processing withdrawals or activating certain account features. Required documents may include a government-issued Philippine ID, proof of address, and proof of payment method ownership.
• Account Currency: All jl97 accounts are denominated in Philippine Peso (PHP / ₱). No currency conversion is applied to PHP deposits and withdrawals.

04 Deposits & Withdrawals

jl97 supports the following payment methods for Filipino players: GCash, PayMaya (Maya), and bank transfers to major Philippine banks including BPI, BDO, Metrobank, UnionBank, Landbank, PNB, and Security Bank. Debit card deposits are also accepted where available.

• Minimum Deposit: The minimum deposit amount is ₱100 unless otherwise specified for a particular payment method or promotion.
• Withdrawal Processing: GCash and PayMaya withdrawals are typically processed within 15 minutes of approval. Bank transfer withdrawals are processed within one (1) business day, subject to KYC verification status.
• Withdrawal Conditions: Withdrawals may only be made to a payment method registered in your own name. Third-party withdrawals are strictly prohibited. jl97 reserves the right to request proof of payment method ownership before processing any withdrawal.
• Bonus Wagering: Funds credited as part of a bonus or promotion may be subject to wagering requirements before they can be withdrawn. Specific wagering conditions are set out in the applicable bonus terms.
• Fraud Prevention: jl97 reserves the right to delay or withhold withdrawals pending investigation if there is reasonable suspicion of fraudulent activity, money laundering, or breach of these Terms.

05 Bonuses & Promotions

jl97 offers various bonuses and promotional offers to eligible players from time to time, including welcome bonuses, deposit match bonuses, free spins, cashback offers, and VIP loyalty rewards. The following general conditions apply to all jl97 promotions:

• Each promotion is subject to its own specific terms and conditions, including eligibility criteria, minimum deposit requirements, wagering requirements, game restrictions, and expiry dates. These specific terms are published alongside each promotion and form part of these Terms.
• Bonuses are available to one account per person, per household, per IP address, and per device. jl97 reserves the right to withdraw bonus offers where it suspects abuse or collusion.
• jl97 reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice, subject to honoring commitments already made to players who have met the applicable conditions.
• Bonus funds and winnings derived from bonus funds may not be withdrawn until the applicable wagering requirements have been fully satisfied.
• Players who are found to be exploiting bonuses, using prohibited betting patterns, or otherwise abusing the jl97 promotions system may have their bonuses voided and their accounts suspended.

06 Game Rules & Fair Play

All games available on the jl97 Platform are provided by licensed third-party game suppliers and use certified Random Number Generator (RNG) technology audited by independent testing laboratories. Published Return to Player (RTP) percentages are accurate and reflect the long-term statistical return of each game.

• Game outcomes are determined by certified RNG systems and are not influenced by jl97 or any third party.
• In the event of a discrepancy between the result displayed on your device and the result recorded on jl97's servers, the server-side result shall be the definitive record.
• Technical malfunctions void all pays and plays. jl97 is not liable for losses resulting from technical failures beyond its reasonable control.
• jl97 reserves the right to void bets placed in error, including bets placed at incorrect odds due to a technical error or human error, and to recover any winnings paid out as a result of such errors.
• Specific rules for each game category — including live dealer games, slots, sports betting, crash games, and bingo — are available within the respective game interfaces on the jl97 Platform.

07 Prohibited Conduct

The following conduct is strictly prohibited on the jl97 Platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities:

• Registering more than one account or using another person's account.
• Providing false, misleading, or fraudulent information during registration or KYC verification.
• Using the Platform for any money laundering, fraud, or other illegal financial activity.
• Using automated software, bots, scripts, or any artificial intelligence tools to gain an unfair advantage in any game.
• Colluding with other players or third parties to manipulate game outcomes or exploit promotions.
• Attempting to reverse-engineer, hack, or interfere with the jl97 Platform's software, servers, or security systems.
• Using the Platform if you are under 21 years of age.
• Accessing the Platform from a jurisdiction where online gambling is prohibited.

08 Intellectual Property

All content on the jl97 Platform — including but not limited to the jl97 brand name, logo, website design, graphics, text, software, game interfaces, and promotional materials — is the exclusive intellectual property of jl97 or its licensed suppliers and is protected by applicable Philippine and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the jl97 Platform solely for your personal, non-commercial entertainment purposes. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the jl97 Platform without prior written consent from jl97.

09 Limitation of Liability

To the fullest extent permitted by applicable Philippine law, jl97 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to loss of winnings, loss of data, or loss of profits, even if jl97 has been advised of the possibility of such damages.

jl97's total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the Platform shall not exceed the total amount deposited by you into your jl97 account in the thirty (30) days immediately preceding the event giving rise to the claim.

jl97 does not warrant that the Platform will be uninterrupted, error-free, or free of viruses or other harmful components. You access and use the Platform at your own risk.

10 Responsible Gaming

jl97 is committed to promoting responsible gaming and providing a safe environment for all players. The following responsible gaming tools are available to all registered jl97 players:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your account.
• Loss Limits: Set maximum loss thresholds to control your spending.
• Session Time Limits: Set reminders or hard limits on your gaming session duration.
• Self-Exclusion: Request temporary or permanent self-exclusion from the jl97 Platform at any time by contacting our support team.
• Reality Checks: Enable periodic pop-up notifications showing your session duration and net gaming activity.

11 Account Suspension & Termination

jl97 reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms.
• Suspected fraudulent activity, money laundering, or other illegal conduct.
• Failure to complete KYC verification within the required timeframe.
• Receipt of a chargeback or payment dispute from your payment provider.
• Reasonable suspicion that the account is being used by a person under 21 years of age.
• At the player's own request for self-exclusion or account closure.

Upon account closure, any real-money balance remaining in your account (after deduction of any bonus funds subject to incomplete wagering requirements) will be returned to you via your registered payment method, subject to satisfactory completion of KYC verification and fraud checks.

12 Privacy & Data Protection

jl97 collects, processes, and stores your personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173) and our Privacy Policy, which is available at /privacy-policy. By registering an account, you consent to the collection and processing of your personal data as described in the Privacy Policy.

jl97 will not sell, rent, or share your personal data with third parties except as required for the operation of the Platform (e.g., payment processors, KYC verification providers, game suppliers) or as required by applicable law or regulatory authority.

13 Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms or your use of the jl97 Platform shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

Before initiating any formal legal proceedings, you agree to first contact jl97's customer support team to attempt to resolve the dispute informally. jl97 will endeavour to respond to all formal complaints within five (5) business days.

14 Amendments to These Terms

jl97 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, jl97 will notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, where practicable.

Your continued use of the jl97 Platform after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Platform and may request account closure by contacting our support team.

15 Contact Information

If you have any questions, concerns, or complaints regarding these Terms and Conditions, please contact the jl97 support team. Our Filipino support agents are available 24 hours a day, 7 days a week.

Email: [email protected]

Live Chat: Available directly within the jl97 Platform after logging in to your account.

Please do not send sensitive account information such as passwords or full payment details via email. jl97 will never ask for your password.